Southwest Retirement & Wealth Management specializes in IRA Distribution Planning. By taking advantage of widely overlooked and misunderstood tax law changes of 2002, we work with people to properly structure their IRAs and other retirement accounts so that they will continue to payout over as many as three or even four generations.
Errors in structuring these accounts can adversely affect the account owners as well the beneficiaries and heirs. If not done so properly, the IRS all too often takes 50% - 80% in taxes and penalties. A knowledgeable, well-trained Distribution Specialist can ensure this will not happen to you.
Are you retired now or are you nearing retirement? Your retirement accounts that were previously in the accumulation phase are now moving to the distribution phase. This could continue for the lifetime of the owner, the spouse, the children, grandchildren and great grandchildren. Unfortunately, few have taken the correct steps to position their accounts and create a plan so that the maximum benefits will be available to them and their families.
The stretch IRA concept has been aptly described as the most powerful family wealth building tool available to Americans! For example, a $200,000 IRA can pay out a total of over $1.2 Million to three generations at a modest 5% rate of return.
Find out more by attending one of our free upcoming Seminars